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VMG is a partner who can be adaptable and nimble in delivering medical services. Partnering with a third-party provider allows the College to expand and adjust services more easily based on enrollment trends, evolving student needs, and external forces (possibly another pandemic) without making long-term infrastructure or resource commitments.

Students will benefit from VMG’s expertise and expanded services. Through VMG, our students will gain access to telehealth and expanded on-site services such as PrEP, athletic physicals, and concussion clearances. VMG will also make available health services to Ramapo employees. In addition to expanded services and the ability to serve more members of the Ramapo College community, VMG will provide electronic health record systems, online scheduling, patient portals, and data analytics tools designed to enhance care coordination and service planning.

Yes. The College requires that all students have health insurance.

Yes. A visit to Ramapo Health Services will be similar to visiting your local doctor’s office or urgent care. Just as with any healthcare provider, medical services are billed to your insurance company. VMG will collect whatever co-pay or deductible is associated with the student’s health insurance plan at the time of service so long as the carrier is accepted by VMG. Please see a list of . The Ramapo Aetna Student Health plan is accepted by VMG.

Students will not be turned away for services. The College worked closely with VMG to assess and address the potential impact on students who receive insurance through carriers VMG may not accept. VMG will develop a discounted self-pay listing of services and will offer sliding scale payment options.

Students with financial hardship will be referred to a College-established Health Assistance Fund (HAF). The HAF is being established in coordination with VMG’s Charity Care Fund and, to this end, VMG has volunteered to simplify its charity care application for Ramapo College students.

Students will continue to be protected by the . The VMG portal is password-protected and only accessible by the student. For students who use their insurance, an Explanation of Benefits (EOB) will be issued to the policy holder’s address which, for many students, is their parents’ home. For students who do not want an EOB issued for services (e.g. reproductive or sexual health services), VMG will administer a discounted self-pay option. When a student opts to use this self-pay option, the record of service will only rest in the student’s patient portal.